In 2017, I started investing in the stock market. No trading, no trying to catch the bottom, no attempts to outsmart the market. The strategy was simple: every month I bought a solid, reasonable asset.
No panic.
No emotional swings.
No pretending to be a genius.
What it gave me in practice
Over five years, from 2017 to 2022, I accumulated a meaningful amount of capital. Not a fortune. But a cushion that truly helped during the turbulence of 2022: relocations, life changes, uncertainty.
That period taught me something important:
investment discipline works better than investment brilliance.
I did not pick perfect entry points. I was simply consistent.
Why I apply the same approach to crypto
Now my crypto strategy looks very similar:
- regular purchases
- no attempts to time the perfect entry
- no all-in bets on a single asset
- diversification within my means
Yes, my crypto portfolio is currently in the red.
Yes, it underperforms compared to my stock investments so far.
Yes, the portfolio itself is not large.
But my time horizon is long.
If you look at crypto market cycles, one thing becomes clear: those who survive 2–3 cycles tend to outperform those who chase headlines.
The key difference between stocks and crypto
The stock market from 2017 to 2022 was relatively understandable: companies generate revenue, pay dividends, grow with the economy.
Crypto is different. It is:
- a technological bet
- an infrastructure layer of the future
- highly volatile
- inherently risky
But the asymmetry of potential upside is also different.
The question is not whether volatility will happen. It will.
The question is whether you can stay the course.
What matters to me now
- Not putting everything into crypto.
- Not treating it as a get-rich-quick scheme.
- Diversifying, even with a small portfolio.
- Investing only what I can psychologically afford to see in drawdown.
And most importantly: this is not investment advice. It is simply my personal approach.
Why I continue
Because I have already seen how a disciplined accumulation strategy works.
Because consistency beats emotion.
Because a few crypto cycles can completely change the outcome.
I am not betting on all or nothing.
I am betting on time.
How do you approach investing?
Do you buy regularly or wait for the perfect moment?
Are you long-term or more tactical?
Curious to hear your strategy.
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